Showing posts with label short sale. Show all posts
Showing posts with label short sale. Show all posts

Wednesday, April 11, 2012

Not going anywhere...

Yep that's right. We're not going anywhere. We have decided to stay in our house. We were feeling pretty good about the whole short sale until we started looking at rentals. At first it seemed doable... we might be paying around the same, but we'd be closer to town and family. However, at what cost? Why pay rent for the same amount or more and lose our home? And then start all over, rent for a few years... etc. It didn't make sense anymore. Sure we're still upside down, who isn't? Yes, money is tight, but we've made it this far. We have to tweak a few things here and there, but we plan on making this work and staying at least until John finishes school but possibly, hopefully a few years past that. We are falling in love with our house all over again and the neighborhood as well.

Wednesday, March 14, 2012

My husband goes to College

So as I've mentioned before, my life has been busy as my husband goes to school full time. They say if you're a military wife/spouse, you're pretty much IN the military as well. That is so true. I think the same goes for a student's wife/spouse. Especially if you are helping your spouse with homework/classes.

I'm so boring, that's about all that's been going on around here. Well that, and the fact that we're in the middle of a short sale and don't know which way we're headed, if we're coming or going. Not sure why they're called "Short Sales". We started the whole thing back in November. Well okay, so the papers got sent to the wrong department and we had to start over. Now we know that we don't qualify for a loan modification. I guess that doesn't work when you don't have "income".  Even though John gets "paid" to go to school. It's a complicated mess right now. I worry how we'll find a place to rent without this so called "income".

DWS (Department of Workforce Services) is still screwing things up left and right and I'm still left to figure out the mess and how to fix it. I recently had to do a case review and they asked me to verify a bunch of stuff. They had me listed as NEVER MARRIED. How did that happen? Then under medical they listed myself, my husband and my son, but not our 2 girls. And they said that we all were on the same insurance since 1997. Hmmm, then why would we need help? Then it asked to verify a bunch of information that was not there. Talk about frustrating. It asked if anyone EVER served in the military. Then, along with that same question, "Who is the person in need?" How do you answer that. My husband served in the military, but I'm not sure what the need part is.

Earlier we applied for help with school through them, and they denied us. The lady was pretty rude saying she didn't see a need since the VA was covering tuition and giving us money for books and we got a Pell Grant. We explained to her that the VA would give us up to $1000 a year for books, tools and supplies, but hubby will need about $3000. We also have bills to pay, etc. Well, I guess somehow it got on SLCC's record that we were applying for this program, so they list that we have this $1000 outside resource (from DWS) It's kind of biting us in the butt a bit. Part of this review is asking about school assistance. Oh my UGH!

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