Monday, May 24, 2010

Surrogacy update, life and health

So, I've been kind of boring. I even went a month between posts. You must all hate me. Not really, but I thought I'd be dramatic. Maybe you're a little disapponted? Maybe you forgot I even exist?

Well, here's the updates:

I am still unable to find insurance that will cover me as a surrogate. So after going over the few options, I realized there was only one way to go. That would be to not use insurance, and to have the IP's (intended parents) pay "cash" for the medical fees. Sometimes, I think a cash discount plan is better than even having insurance. We pay alot in premiums, copays, etc. We can hardly afford our premiums, let alone go see a Dr.

Anyway, I got sidetracked. I've been making calls, collecting information. So far, I've only been able to connect with my ob/gyn's office.  The lady there was helpful and gave me a breakdown of costs.  I thought it actually sounded pretty decent. Now these were just the Dr.'s fees for visits and the delivery. She gave me the price for ultrasounds, etc. It all sounded reasonable. I just have to get the fees for the hospital stay and anesthesiologist, etc. Some of you may think I'm crazy, but I think it's going to be just about the same as if I had insurance and they were paying all the premiums, copays, deductibles. I was told about a pay out plan aawhile back. You pay $XX for the plan, they pay out $XXXX if you are hospitalized, for whatever reason. They do not care if you are a surrogate, how you got pregnant, etc. I already talked to this guy and he made it sound like this plan would work for me, etc. I thought it sounded great, but then I said, what about Dr. visits? Oh I don't know what you'd do about that... I was so excited that I thought I had found something to COVER the surrogacy and all the maternity costs. But I think we could do this along with the cash discount for the visits and everything else. At least that would be some kind of coverage.

You would think that it would get easier each time. I mean technically, I 've been a surrogate 3 times now. Each surrogacy has it's complications, it's hold ups. I'm not even matched yet!  Gotta get this all squared away first. Hoping to be matched this Fall though.    :)

Other news?

I'm still battling sinus issues. Headaches, pain, pressure. Going to an ear nose and throat specialist this week. No fun, but hopefully I'll get some answers soon and get all of this resolved.

I am trying to finish out the school year with the kids. I will keep them somewhat inovled over the summer with some kind of schooling. It's been a great homeschooling year. We are planning a family vacation for Fall and I can't wait. We are going to California- Disneyland, etc. We are ALL finding ways to earn/save money to go. It will be a good experience.

I'll try not to keep you waiting as long for my next post....

XOXOXOXOXOXO,

Mormon Surrogate

4 comments:

  1. I'll be praying that you figure out the financial aspects! BIG HUGS!

    Glad your back!

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  2. Because I know very little about surrogacy, what is the appeal to doing it? I would have babies for the people in my life that are unable to have kids, without charge to them for my service. Are you going to keep homeschooling your kids in the fall? I hope you are well.

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  3. nice to know you are still out there Jill!:)

    Good luck with the surrogacy issues, hope something some up for you soon! :)

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  4. Thanks Brittany!

    DaveandRuth: The appeal vs. all the issues/complications in the process? It's one of those things that is worth going through. It's not easy, or else everyone would be doing it. But for all we go through, it's so worth it. If it was easy, I think it would be taken for granted. It's a journey that you want to see through to the end. The end result is amazing, a miracle even. It's extremely uplifting. It's such a positive thing in such a negative world. It fills me with a taste of heaven within and that feeling will last for years to come. It's a way to help others and yet you get so much in return. For me, I feel it's my calling in life, where I belong in this world. It's who I am. It's something I felt a strong passion for and I'm so glad it's been a part of my life.

    Yes, I will continue to homeschool my kids this Fall. Thank you.

    OCB- thank you! Hope to catch up with you...

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Thank you for your comments! I'll try to return the favor.